Terry commenced with Balmain in 1987 becoming a shareholder and then progressing to director. 

Terry, along with the existing shareholders, has helped shape Balmain into the broad based financial services group it is today. 

Terry is supported by a capable and talented team who are dedicated to providing all clients with the latest market information as well as responding quickly to service their needs in this very challenging financial environment. 

Terry has a strong commitment in supporting the development of soccer in the Western and South Western Sydney region and has formed many business relationships from his involvement with various sporting and social groups.

Phillip joined Balmain in August 2000. Prior to joining Balmain he worked at ANZ for over 20 years in various roles covering a wide range of banking services including international transactions, property finance and general banking facilities. 

In his last role as District Manager at ANZ, Phillip managed a team of relationship lenders in the Western Sydney region servicing business banking clients. 

During his time at Balmain he has found Balmain offers its clients a wide range of banking products which are able to meet all their financial requirements. 

Phillip prides himself on the fact that he personally maintains direct control over all processes that deliver any and all services.